Skip to main content

Mortgage Broker Chino Hills CA

Call 909-529-1979

FREE Quote
Fill Form Below

    Are you seeking an Excellent Local Mortgage Broker in Chino Hills CA

    Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005. Mortgage Broker Chino Hills CA concentrates on both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of shared real estate experience in the financing business. Call us Today at 909-529-1979. Get a FREE Quote.

    Mortgage Broker Chino Hills CA

    Mortgage Broker Chino Hills CA

    Our Company has many Mortgage programs that provide reasonable rates of interest, low down payment requirements, and versatile underwriting guidelines, Each of these features is crafted to make your Mortgage Loan more very affordable.

    Our concern is to present reliable rates and low fees.
    we walk you through the whole mortgage process.
    Close on time without surprises.
    We make sure you understand exactly what we are engaging in and why.
    We help you find the most effective Mortgage program.

    Our specialization is providing financing to people with difficult financial Situations. Our ultimate goal is to create long-lasting relationships with each of my clients to make sure that We may continue delivering outstanding Mortgage service for many years to come.

    Your Dreams, Our Priority – Premier Mortgage Services in Chino Hills, CA!

    Elevate your property dreams to reality with our priority-focused mortgage services in Chino Hills, CA. We understand that your journey is unique, and our commitment lies in transforming your aspirations into accomplishments. With a comprehensive understanding of the local market, we secure tailored mortgage solutions that align with your goals. From application to closing, we stand by you, providing insights and solutions that empower your decisions. Ready to make your dreams a priority? Call us at Tel 909-529-1979 or utilize our user-friendly online application today.

    Contact Us :

    Chino Hills Hii Loans
    4195 Chino Hills Parkway #1049-C
    Chino Hills, CA 91709
    Phone: 909-529-1979
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-chino-hills-ca/

    Choose amazing Mortgage Broker Chino Hills CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Lendings
    Home Purchase Lending
    Home Refinance Loans
    Home Equity Lending
    Cash Out Home Lending
    FHA Loans/ VA Loans
    Hard Money Finance
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Loans
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Lending
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    No matter if you’re a very first time home buyer or an Expertise Investors. Look no more Call us Today In order to get A Free Quote. Call 909-529-1979

    Since 2005 Happy Investments Inc has quickly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to provide competitive products with the most ideal rates and service. Our staff has many years of prior experience and knowledge working in this industry, and we can say with confidence that we will get the job done right.

    Mortgage Broker Chino Hills CA we manage for the sole purpose of offering low-cost mortgage lending to all qualified clients. Established in California during the peak of the financial crisis, our commitment to client service provides a hassle-free and financially fulfilling consumer experience.

    By managing a vast network of banking relationships, we have access to one of the most favorable terms available for every specific loan scenario. Our network is composed of the largest financial firms, smaller regional banks, portfolio financial institutions and private financing sources.

    Mortgage Broker Chino Hills CA Our team has worked for decades in behalf of property owners like you. We have intimate relationships with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These relationships can help you get the finance you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to very carefully guide you through the home mortgage process so that you can confidently select the greatest mortgage for you and your family from the many mortgage options that are available today. After you pick out the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Financing industry by applying online today. You will find that the skill, professionalism, and consideration we provide to each of our clients make getting your home loan a worthwhile endeavor.

    Call us today 909-529-1979 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

    Our service providers are skilled in the areas of any sort of Property Mortgage Funding. The more effective we can get your to fill on line form, the quicker we can get you authorized and funded. Don’t delay– do the advantage and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in Chino Hills CA:

    Hard Money Loans
    Home Equity Lending
    Second 2nd Mortgage Lending Mortgage Broker Chino Hills CA
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Chino Hills, California.

    Chino Hills is an affluent city located in the southwestern corner of San Bernardino County, California, United States. The city borders Los Angeles County on its northwest side, Orange County to its south, and Riverside County to its southeast.

    After the Spanish founded Mission San Gabriel in 1771, the Chino Hills was used extensively for grazing by mission cattle. During the Mexican Republic era, the hills were used as spillover grazing from such surrounding Mexican ranchos as Santa Ana del Chino and Rancho La Sierra (Yorba)

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Chino Hills CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Chino Hills CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Chino Hills CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Chino Hills CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Chino Hills CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.