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Mortgage Broker Claremont CA

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    Are probably you looking For an Ideal Local Mortgage Broker in Claremont CA

    Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Happy Investment Inc focuses on both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of consolidated real estate experience in the funding business. Call us Today at 909-451-9515. Get a FREE Quote.

    Mortgage Broker Claremont CA

    Mortgage Broker Claremont CA

    Our Organization has many Mortgage programs that provide very competitive rates of interest, low down payment requirements, and flexible underwriting procedures, Each of these features is designed to ensure your Mortgage Loan is more cost-effective.

    Our concern is to present fantastic rates and low fees.
    we walk you through the complete mortgage process.
    Close on time without having surprises.
    We ensure you understand exactly what we are doing and why.
    We help you obtain the Best Mortgage program.

    Our specialization is providing funding to people with confusing financial Situations. Our utmost goal is to create enduring relationships with each of my clients to ensure that We may continue providing effective Mortgage service for many years to come.

    Unlocking Possibilities, One Mortgage at a Time – Your Claremont, CA Partners!

    Unleash the potential of your real estate dreams through our dedicated partnership in Claremont, CA. We believe that every mortgage is an opportunity waiting to be unlocked. With a client-centric ethos, we offer personalized solutions that encompass your unique aspirations. Our expertise spans a multitude of mortgage types, ensuring that your requirements are met comprehensively. Connect with us at Tel 909-451-9515 or access our user-friendly online application to initiate your journey towards realizing your property ambitions.

    Contact Us :

    HII Mortgage Loans Claremont CA
    445 W Foothill Blvd Suite 108 – #9A,
    Claremont, CA 91711
    Phone: 909-451-9515
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-claremont-ca/

    Choose reliable Mortgage Broker Loan Programs in Claremont CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Finance
    Reverse Mortgage Lendings
    Home Purchase Finance
    Home Refinance Loans
    Home Equity Lending
    Cash Out Home Loans
    FHA Loans/ VA Finance
    Hard Money Finance
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Loans
    Bank Statement Home Lending
    Home Improvement
    First Time Home Buyers
    Vacant Lands Lending
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Mortgage Broker Claremont CA No matter if you’re a very first time home buyer or an Experience Investors. Look no more Call us Today To Become A Free Quote. Call 909-451-9515

    Since 2005 Happy Investments Inc has rapidly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the most ideal rates and service. Our staff has years of practical experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.

    we manage for the sole purpose of ensuring low-cost mortgage lending to all qualified clients.Mortgage Broker Claremont CA  Founded in California during the peak of the financial crisis, our commitment to customer service makes sure a hassle-free and financially satisfying consumer experience.

    By maintaining a vast network of banking relationships, we have access to probably the most favorable terms available for each specific loan scenario. Our network includes the largest financial institutions, smaller regional banks, portfolio financial institutions and private loan sources.

    Our team has helped decades on behalf of property owners like you. Mortgage Broker Claremont CA We have intimate relationships with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These relationships can help you get the finance you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to carefully guide you through the home mortgage process so that you can confidently select the most effective mortgage for you and your family from the various mortgage options that are available today. After you choose the loan that is best for you, we will work constantly on your behalf to help you achieve your dream of homeownership. To Get a Free Quote. Click Here Mortgage Broker Claremont CA

    Benefit from our expertise in the Mortgage Loan industry by applying online today. You will discover that the skill, professionalism, and consideration we provide for each of our clients make getting your funding a worthwhile endeavor.

    Contact us today 909-451-9515 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service sources are skilled in the areas of any form of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Claremont CA:

    Hard Money Loans
    Home Equity Finance
    Second 2nd Mortgage Lending
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Claremont, California:

    Claremont is a city on the eastern edge of Los Angeles County, California, United States miles east of downtown Los Angeles. It is in the Pomona Valley, at the foothills of the San Gabriel Mountains, and has a population, as of the 2015 United States Census estimate, of people. Claremont is known as the home of the Claremont Colleges and other educational institutions, and for its tree-lined streets with numerous historic buildings. In July it was rated by Money magazine as the fifth best place to live in the United States and was the highest-rated place in California on the list. The city is primarily residential, with a significant portion of its commercial activity located in The Village a popular collection of street-front small stores, boutiques, art galleries, offices, and restaurants adjacent to and west of the Claremont Colleges. The Village was expanded by adding a controversial multi-use development that includes a cinema, a boutique hotel, retail space, offices, and a parking structure on the site of an old citrus packing plant west of Indian Hill Boulevard. According to the United States Census Bureau, the city has a total area of square miles, of which a square mile is land and a square mile is water.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Claremont CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Claremont CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Claremont CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Claremont CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Claremont CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.