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Mortgage Broker Desert Hot Springs CA

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Are you considering a Very good Local Mortgage Broker in Desert Hot Springs CA

Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005 Mortgage Broker Desert Hot Springs CA. Happy Investment Inc focuses on both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of combined real estate experience in the financing business. Call us Today at 760-660-6221. Get a FREE Quote.

Our Establishment has many Mortgage plans that feature competitive interest rates, low down payment requirements, and flexible underwriting procedures, Each of these features is designed to ensure your Mortgage Loan is more affordable.

Our concern is to provide effective rates and low fees.
we walk you with the help of the entire mortgage process.
Close on time without surprises.
We make sure that you understand exactly what we are executing and why.
We help you get the very best Mortgage program.

Where Your Property Aspirations Take Root – Premier Mortgage Services in Desert Hot Springs, CA!

Nurture your property aspirations with the premier mortgage services in Desert Hot Springs, CA. We understand that every property journey is unique, and our solutions are tailored to match your vision. With a dedication to customer satisfaction and a commitment to transparent communication, we ensure you’re equipped to make informed decisions. From the initial consultation to the final signature, our team stands by your side, making your aspirations a reality. Ready to embark on this journey? Call us at Tel 760-660-6221 or utilize our swift online application and watch your property dreams take root.

Contact Us :

Happy Investments, Inc. Desert Hot Springs CA
14080 Palm Dr. Ste D # 227A
Desert Hot Springs, CA 92240
Phone: 760-660-6221
Website : https://www.happyinvestmentsinc.com/mortgage-broker-…t-hot-springs-ca/

Choose the very best Mortgage Broker Loan Programs in Desert Hot Springs CA

We provide services for the following Mortgage Loans:

Jumbo Home Finance
Reverse Mortgage Lendings
Home Purchase Lending
Home Refinance Finance
Home Equity Lending
Cash Out Home Lending
FHA Loans/ VA Finance
Hard Money Finance
Home Equity Loans Mortgage Broker Desert Hot Springs CA
Second 2nd Mortgage Finance
Commercial Lending
Bank Statement Home Lending
Home Improvement
First Time Home Buyers
Vacant Lands Lending
Transactional Funding
Rehab/Construction & Investment Loans
And Much, Much More!

No matter if you’re a very first time home buyer or an Experience Investors. Look no further Call us Today To obtain A Free Quote. Call 760-660-6221

Since 2005 Happy Investments Inc has rapidly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s beginning purpose to give competitive products with the very best rates and service. Our staff has years of practical experience and knowledge working in this industry, and we can say with confidence that we will get the job done right.

Mortgage Broker Desert Hot Springs CA we control for the sole purpose of giving low-cost mortgage finance to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to customer service ensures a hassle-free and financially satisfactory consumer experience. To Get a Free Quote. Click Here

Mortgage Broker Desert Hot Springs CA Make the most of our expertise in the Mortgage Financing industry by applying online today. You will get that the skill, professionalism, and factor to consider we provide for each of our clients makes getting your home loan a worthwhile undertaking. local mortgage broker

Contact us today 760-660-6221 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

Our service firms are skilled in the areas of any sort of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the advantage and call oAbout Desert Hot Springs, CAur Real Estate Mortgage fundings organization today.

Our company Also Offer in Desert Hot Springs CA:

Hard Money Lending
Home Equity Finance
Second 2nd Mortgage Lending
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

About Desert Hot Springs, CA

Desert Hot Springs is a city in Riverside County, California, United States. The city is located within the Coachella Valley geographic region, sometimes referred to as the Desert Empire. The population was 25,938 at the 2010 census, up from 16,582 at the 2000 census. The city has experienced rapid growth since the 1970s, when there were 2,700 residents.

It is named for its many natural hot springs. It is one of several places in the world with naturally occurring hot and cold mineral springs. More than 20 natural mineral spring lodgings can be found in town. Unlike hot springs with a high sulfur content, the mineral springs in town are odorless

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Desert Hot Springs CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Desert Hot Springs CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Desert Hot Springs CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Desert Hot Springs CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Desert Hot Springs CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.