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Mortgage Broker Fremont CA

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Are you searching for a Decent Local Mortgage Broker in Fremont CA

Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005. Mortgage Broker Fremont CA specializing in both housing and commercial Mortgage loans. Our dedicated team has over 20 years of combined real estate experience in the financing business. Call us Today at 510-505-2659. Get a FREE Quote.

Our Firm has many Mortgage programs that provide reasonable interest rates, low down payment requirements, and flexible underwriting procedures, Each of these features is crafted to ensure your Mortgage Loan is more cost-effective.

Mortgage Broker Fremont CA Our preference is to present reliable rates and low fees.
we walk you through the entire mortgage process.
Close on time without surprises.
We make sure you understand exactly what we are engaging in and why.
We help you get the most reliable Mortgage program. Mortgage Broker

Our specialty is providing funding to people with confusing financial Situations. Our ultimate goal is to create long-lasting relationships with each of my clients to ensure We may continue offering effective Mortgage service for many years to come. top mortgage brokers’ websites

Your Vision, Our Mission – Unmatched Mortgage Solutions in Fremont, CA!

Turn your vision into our mission with unmatched mortgage solutions in Fremont, CA. We’re dedicated to aligning our strategies with your goals, ensuring your property dreams are realized. Backed by a team that believes in innovation and transparency, we’re here to break down barriers and facilitate your journey to ownership. Whether it’s a residential property or an investment opportunity, your success is our priority. Contact us at Tel 510-505-2659 or leverage our streamlined online application, and let’s embark on this transformative journey together.

Contact Us :

Fremont Hii Loans
46509 Mission Blvd., # 109-D,
Fremont, CA 94539
Phone: 510-505-2659
Website: https://www.happyinvestmentsinc.com/mortgage-broker-fremont-ca/

Choose amazing Mortgage Broker Loan Programs in Fremont CA

We provide services for the following Mortgage Loans:

Jumbo Home Lending
Reverse Mortgage Finances
Home Purchase Loans
Home Refinance Loans
Home Equity Finance
Cash Out Home Lending
FHA Loans/ VA Loans
Hard Money Lending
Home Equity Lending
Second 2nd Mortgage Lending
Commercial Lending
Bank Statement Home Loans
Home Improvement
First Time Home Buyers
Vacant Lands Lending
Transactional Funding
Rehab/Construction & Investment Lending
And Much, Much More!

Mortgage Broker Fremont CA Whether you’re a first time home buyer or an Expertise Investors. Look no further Call us Today To Become A Free Quote. Call 510-505-2659

Since 2005 Happy Investments Inc has swiftly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s starting purpose to give competitive products with the ideal rates and service. Our staff has many years of prior experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right. Hard Money Brokers

we manage for the sole purpose of offering low-cost mortgage financing to all qualified clients. Founded in California during the peak of the financing crisis, our commitment to client service makes sure a hassle-free and financially extremely satisfying consumer experience.

By managing a vast network of banking relationships, we have availability to the absolute most favorable terms available for every specific loan scenario. Our network consists of the largest financial business, smaller regional banks, portfolio loan providers and private loan sources.

Our team has helped decades for building owners like you. We have relationships with local lenders who know this market and comprehend the needs of midsize and smaller facility owners throughout the City’s neighborhoods. Mortgage Broker Fremont CA These intimate relationships can help you get the finance you need. Second Mortgage

our mission is to set a high standard in the mortgage industry. We are committed to quality customer support – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the very best mortgage for you and your family from the numerous mortgage options that are available today. After you decide the loan that is best for you, we will work consistently on your behalf to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

Take advantage of our expertise in the Mortgage Lending industry by applying online today. You will discover that the skill, professionalism, and factor to consider we give to each of our clients makes getting your lending a worthwhile endeavor.

Contact us today 510-505-2659 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

Our service business is skilled in the areas of any type of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you approved and funded. Don’t delay– do the advantage and call our Real Estate Mortgage lendings organization today.

Our company Also Offer in Fremont CA:

Hard Money Loans
Home Equity Finance
Second 2nd Mortgage Lending
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

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ABOUT US Fremont, CA

Fremont is a city in Alameda County, California, United States. It was incorporated on January from the annexation of Centerville, Niles, Irvington, Mission San José, and Warm Springs. The city is named after John C. Frémont, an American explorer and former US Senator and Military Governor of California. Located in the south of the East Bay region of the San Francisco Bay Area, Fremont has a growing population of around . It is one of the largest cities by land area and the fourth most populous city in the San Francisco Bay Area, behind San Jose, San Francisco, and Oakland. It directly borders and is the closest East Bay city to Silicon Valley as formally defined, and is thus often associated with it. In the 2010s, the city’s technology sector experienced rapid growth.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Fremont CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Fremont CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Fremont CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Fremont CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Fremont CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.