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Mortgage Broker Fullerton CA

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    Are likely you considering a Friendly Local Mortgage Broker in Fullerton CA

    Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Fullerton CA concentrates on both housing and commercial Mortgage loans. Our dedicated team invites 20 years of combined real estate experience in the finance business. Call us Today at 714-882-5519. Get a FREE Quote.

    Mortgage Broker Fullerton CA

    Our Company has many Mortgage methods that provide affordable rates of interest, low down payment requirements, and flexible underwriting procedures, Each of these features is formed to make your Mortgage Loan more reasonably priced. equity loan

    Our concern is to provide remarkable rates and low fees.
    we walk you through the overall mortgage process.
    Close on time without surprises.
    We ensure you understand exactly what we are executing and why.
    We help you acquire the most effective Mortgage program. commercial real estate loans

    Navigating Mortgages, Illuminating Possibilities – Your Fullerton, CA Allies!

    Navigate the intricate world of mortgages with confidence, guided by your trusted allies in Fullerton, CA. We’re not just brokers; we’re illuminators of possibilities. Our solutions are designed to fit your dreams, whether it’s a cozy home or a strategic investment. With our comprehensive expertise, we ensure you’re equipped to make sound decisions. Your path to property prosperity starts here – connect with us at Tel 714-882-5519 or opt for our user-friendly online application – and let’s journey towards illuminating your real estate future.

    Contact Us :

    Happy Investments, Inc. Fullerton CA
    2271 W Malvern Ave # 122-F,
    Fullerton, CA 92833
    Phone: 714-882-5519
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-fullerton-ca/

    Choose reliable Mortgage Broker Fullerton CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Loans
    Home Purchase Lending
    Home Refinance Finance
    Home Equity Loans
    Cash Out Home Lending
    FHA Loans/ VA Lending
    Hard Money Finance
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Loans
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers Mortgage Broker Fullerton CA
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Finance
    And Much, Much More!

    Mortgage Broker Fullerton CA Whether you’re a first time home buyer or an Expertise Investors. You’ve found the right place Call us Today In order to get A Free Quote. Call 714-882-5519

    Since 2005 Happy Investments Inc has rapidly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to deliver competitive products with the best rates and service. Our staff has many years of experience and knowledge working in this particular industry, and we can say with confidence that we will get the job done right. guaranteed mortgages for bad credit

    Mortgage Broker Fullerton CA  we manage for the sole purpose of furnishing low-cost mortgage financing to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to customer service provides a hassle-free and financially satisfying consumer experience. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Loan industry by applying online today. You will get that the skill, professionalism, and factor to consider we give to each of our clients makes getting your finance a worthwhile undertaking. lowest mortgage rates

    Give us a call today 714-882-5519 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service business is skilled in the areas of any type of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in Fullerton CA:

    Hard Money Lending
    Home Equity Lending
    Second 2nd Mortgage Finance
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    ABOUT US : 

    Fullerton was founded in 1887. It secured the land on behalf of the Atchison, Topeka and Santa Fe Railway. Historically it was a center of agriculture, notably groves of Valencia oranges and other citrus crops; petroleum extraction; transportation; and manufacturing. It is home to numerous higher educational institutions, particularly California State University, Fullerton and Fullerton College. From the mid-1940s through the late 1990s, Fullerton was home to a large industrial base made up of aerospace contractors, canneries, paper products manufacturers, and is considered to be the birthplace of the electric guitar, due in a large part to Leo Fender. The headquarters of Vons, which is owned by Albertsons, is located in Fullerton near the Fullerton-Anaheim line.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Fullerton CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Fullerton CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Fullerton CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Fullerton CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Fullerton CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.