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Mortgage Broker National City CA

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    Are probably you considering a Reliable Local Mortgage Broker in National City CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005.Mortgage Broker National City CA  Happy Investment Inc focusing on both housing and commercial Mortgage loans. Our dedicated team invites 20 years of united real estate experience in the lending business. Call us Today at 619-552-2129. Get a FREE Quote.

    Mortgage Broker National City CA

    Mortgage Broker National City CA

    Our Company has many Mortgage programs include competitive interest rates, low down payment requirements, flexible underwriting guidelines, Each of these features is created to ensure your Mortgage Loan more very affordable.

    Our preference is to provide fantastic rates and low fees.
    we walk you with the overall mortgage process.
    Close on time in the absence of surprises.
    We assure you understand exactly what we are handling and why.
    We help you find the very best Mortgage program. Hard Money Brokers

    Mortgage Broker National City CA Our specialty is providing funding to people with complicated financial Situations. Our utmost goal is to create long-lasting relationships with each of my clients to ensure We may continue providing reliable Mortgage service for several years to come. Commercial Loans

    Guiding Your Property Aspirations – Trusted Mortgage Services in National City, CA!

    Trust us to guide your property aspirations with the reliable mortgage services available in National City, CA. Beyond being mediators, we’re your allies in the journey to property ownership. Our team is dedicated to understanding your dreams and delivering solutions that match. With a focus on transparent communication and efficient processes, we ensure your experience is smooth and satisfying. Whether you’re a buyer or investor, your goals are our compass. Start your journey by reaching us at Tel 619-552-2129 or utilizing our streamlined online application – and let’s navigate towards your property aspirations together.

    Contact Us :

    Happy Investments, Inc. National City CA
    103 N Drexel Ave suite # 6f,
    National City, CA 91950
    Phone: 619-552-2129
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-national-city-ca/

    Choose the very best Mortgage Broker Loan Programs in National City CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Finance
    Reverse Mortgage Loans
    Home Purchase Finance
    Home Refinance Loans
    Home Equity Lending
    Cash Out Home Loans
    FHA Loans/ VA Loans
    Hard Money Finance
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Finance
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Mortgage Broker National City CA No matter if you’re a very first time home buyer or an Expertise Investors. Look no further Call us Today To Become A Free Quote. Call 619-552-2129

    Since 2005 Happy Investments Inc has promptly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s beginning purpose to ensure competitive products with the most effective rates and service. Our staff has years of experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.

    we manage for the sole purpose of offering low-cost mortgage finance to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to client service makes sure a hassle-free and financially extremely satisfying consumer experience.

    By preserving a vast network of banking relationships, we have easy access to among the most favorable terms available for each specific loan scenario. Our network consists of the largest financial firms, smaller regional banks, portfolio financial institutions and private loaning sources.

    Mortgage Broker National City CA Our team has helped decades on behalf of building owners like you. We have relationships with local lenders who know this market and comprehend the needs of midsize and smaller building owners throughout the City’s neighborhoods. These relationships can help you get the lending you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to carefully guide you through the home mortgage process so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you decide the loan that is best for you, we will work consistently on your behalf to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

    Make the most of our expertise in the Mortgage Loan industry by applying online today. You will experience that the skill, professionalism, and things to consider we provide to each of our clients make getting your funding a worthwhile endeavor.

    Contact us today 619-552-2129 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

    Our service lenders are skilled in the areas of any variety of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you approved and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in National City CA:

    Hard Money Lending
    Home Equity Finance
    Second 2nd Mortgage Lending
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About National City, California:

    National City is a city located in the South Bay region of the San Diego metropolitan area, in southwestern San Diego County, California. The population was at the census, up from at the census. National City is the second-oldest city in San Diego The Spanish named the 26,000 acres of land El Rancho del Rey the Ranch of the King used by Spanish soldiers to graze horses.

    According to the United States Census Bureau, the city has a total area of it is land and 1.8 square is water. National City is bounded by San Diego to the north and northeast, Bonita to the southeast, and Chula Vista to the south across the Sweetwater River. San Diego Bay lies to the immediate west of the city. Also, within the boundaries of National City on the eastern side of town is the unincorporated area of San Diego County known as Lincoln Acres. National City is 15 minutes away from the US–Mexico Border.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in National City CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in National City CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in National City CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in National City CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in National City CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.