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Mortgage Broker Palm Desert CA

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    Are really you considering a Decent Local Mortgage Broker in Palm Desert CA

    Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005. Mortgage Broker Palm Desert CA focusing on both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of consolidated real estate experience in the lending business. Call us Today at 760-565-2939. Get a FREE Quote.

    Mortgage Broker Palm Desert CA

    Mortgage Broker Palm Desert CA

    Our Establishment has many Mortgage methods including competitive rates of interest, low down payment requirements, and flexible underwriting standards, Each of these features is created to ensure your Mortgage Loan is more cost-effective.

    Mortgage Broker Palm Desert CA Our preference is to present fantastic rates and low fees.
    we walk you through the overall mortgage process.
    Close on time without any surprises.
    We ensure you understand exactly what we are engaging in and why.
    We help you find the most reliable Mortgage program.

    Our specialization is providing financing to people with confusing financial Situations. Mortgage Broker Palm Desert CA Our utmost goal is to create sustainable relationships with each of my clients so that We may continue providing impressive Mortgage service for several years to come.

    Empowering Your Property Endeavors – Leading Mortgage Services in Palm Desert, CA!

    Empower your property endeavors with the leading mortgage services available in Palm Desert, CA. We understand that every step counts in achieving real estate success. Beyond being mere mediators, we’re your partners in financial growth. With a focus on personalized solutions and streamlined processes, we ensure that your journey is both efficient and rewarding. Whether you’re buying a residence or diversifying your investments, take the first step by reaching us at Tel 760-565-2939 or engaging with our user-friendly online application – and let’s empower your property aspirations together.

    Contact Us :

    Happy Investments, Inc. Palm Desert CA
    78206 Varner Road Suite D #1002-H,
    Palm Desert, CA 92211
    Phone: 760-565-2939
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-palm-desert-ca/

    Choose desired Mortgage Broker Loan Programs in Palm Desert CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Lendings
    Home Purchase Loans
    Home Refinance Finance Mortgage Broker Palm Desert CA
    Home Equity Lending
    Cash Out Home Loans
    FHA Loans/ VA Loans
    Hard Money Finance
    Home Equity Finance
    Second 2nd Mortgage Lending
    Commercial Finance
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More! Mortgage Broker Palm Desert CA

    No matter if you’re a very first time home buyer or an Experience Investors. Look no more Call us Today In order to get A Free Quote. Call 760-565-2939

    Since 2005 Happy Investments Inc has quickly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to ensure competitive products with the most effective rates and service. Our staff has many years of experience and knowledge working in this industry, and we can say with confidence that we will get the job done right.

    we control for the sole purpose of furnishing low-cost mortgage lending to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to customer service ensures a hassle-free and financially satisfactory consumer experience.

    By preserving a vast network of banking relationships, we have easy access to the absolute most favorable terms available for each specific loan scenario. Our network consists of the largest financial organizations, smaller regional banks, portfolio financial institutions and private finance sources.

    Our team has worked with decades in behalf of building owners like you. We have relationships with local lenders who know this market and understand the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These connections can help you get the financing you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to thoroughly guide you through the home mortgage process so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you select the loan that is best for you, we will work continually in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Benefit from our expertise in the Mortgage Financing industry by applying online today. You will discover that the skill, professionalism, and factor to consider we offer to each of our clients makes getting your finance a worthwhile undertaking. Home Equity Loans

    Call us today 760-565-2939 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service sources are skilled in the areas of any type of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the advantage and call our Real Estate Mortgage fundings organization today.

    Our company Also Offer in Palm Desert CA:

    Hard Money Loans
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Palm Desert, California.

    Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 14 miles (23 km) east of Palm Springs, 121 miles (194 km) northeast of San Diego and 122 miles (196 km) east of Los Angeles. The population was 48,445 at the 2010 census, up from 41,155 at the 2000 census. The city was one of the state’s fastest growing in the 1980s and 1990s,[citation needed] beginning with 11,801 residents in 1980, doubling to 23,650 in 1990, 35,000 in 1995, and nearly double its 1990 population by 2000. A major center of growth in the Coachella Valley, Palm Desert is a popular retreat for “snowbirds” from colder climates (the Eastern and Northern United States, and Canada), who swell its population by an estimated 31,000 each winter. In the past couple of years, Palm Desert has seen more residents become “full-timers”, mainly from the coasts and urban centers of California, who have come for both affordable and high-valued home prices.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Palm Desert CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Palm Desert CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Palm Desert CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Palm Desert CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Palm Desert CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.