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Mortgage Broker Palm Springs CA

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    Are truly you considering a Good Local Mortgage Broker in Palm Springs CA

    Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005. Mortgage Broker Palm Springs CA specializing in both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of shared real estate experience in the financing business. Call us Today at 760-321-3699. Get a FREE Quote.

    Mortgage Broker Palm Springs CA

    Mortgage Broker Palm Springs CA

    Our Company has many Mortgage methods that provide competitive interest rates, low down payment requirements, and flexible underwriting standards, Each of these features is formed to make your Mortgage Loan more very affordable.

    Our main concern is to provide reliable rates and low fees.
    we walk you through the entire mortgage process.
    Close on time in the absence of surprises.
    We assure you understand exactly what we are accomplishing and why.
    We help you find the most suitable Mortgage program. Home Purchase Loans

    Mortgage Broker Palm Springs CA Our specialty is providing financing to people with difficult financial Situations. Our ultimate goal is to create enduring relationships with each of my clients to ensure We may continue offering superb Mortgage service for many years to come. Mortgage Broker Palm Springs CA

    Pioneering Your Mortgage Success – Your Trusted Palm Springs, CA Mortgage Leaders!

    Pioneer your mortgage success with the guidance of your trusted mortgage leaders in Palm Springs, CA. We’re more than just brokers; we’re trailblazers committed to your financial triumph. Our solutions are designed to match your unique goals, ensuring that your path to property success is clear and informed. From selecting the right loan to managing the paperwork, we’re here to simplify your journey. Whether you’re a newcomer to the market or an experienced investor, start your journey by calling us at Tel 760-321-3699 or utilizing our efficient online application – and let’s pioneer your mortgage success together.

    Contact Us :

    Happy Investments, Inc. Palm Springs CA
    1775 E Palm Canyon Drive Suite 110 -1003A,
    Palm Springs, CA 92264
    Phone: 760-321-3699
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-palm-springs-ca/

    Choose the very best Mortgage Broker Loan Programs in Palm Springs CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Loans
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Lending
    Cash Out Home Lending
    FHA Loans/ VA Loans
    Hard Money Loans
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Finance
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Lending
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Mortgage Broker Palm Springs CA Regardless of whether you’re a first time home buyer or an Expertise Investors. Look no further Call us Today To obtain A Free Quote. Call 760-321-3699Hard Money Brokers

    Since 2005 Happy Investments Inc has swiftly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s beginning purpose to provide competitive products with the very best rates and service. Our staff has years of practical experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right. First Time Home Buyers

    we control for the sole purpose of ensuring low-cost mortgage lending to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to customer service ensures a hassle-free and financially satisfactory consumer experience.

    By preserving a vast network of banking relationships, we have access to the most favorable terms available for each specific loan scenario. Our network is composed of the largest financial institutions, smaller regional banks, portfolio lenders and private loaning sources.

    Our team has worked with decades for property owners like you. We have connections with local lenders who know this market and understand the needs of midsize and smaller building owners throughout the City’s neighborhoods. These relationships can help you get the lending you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to carefully guide you through the home mortgage process so that you can confidently select the best mortgage for you and your family from the various mortgage options that are available today. After you decide on the loan that is best for you, we will work consistently in your place to help you achieve your desire for homeownership. To Get a Free Quote. Click Here

    Make the most of our expertise in the Mortgage Lending industry by applying online today. You will get that the skill, professionalism, and consideration we offer to each of our clients make getting your financing a worthwhile endeavor.

    Contact us today 760-321-3699 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service companies are skilled in the areas of any type of Property Mortgage Funding. The more dependable we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Palm Springs CA:

    Hard Money Lending
    Home Equity Finance
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Palm Springs, California.

    Palm Springs is a desert resort city in Riverside County, California, United States, within the Coachella Valley. It is located approximately 55 mi (89 km) east of San Bernardino, 107 mi (172 km) east of Los Angeles, 123 mi (198 km) northeast of San Diego, and 268 mi (431 km) west of Phoenix, Arizona. The population was 44,552 as of the 2010 census. Palm Springs covers approximately 94 square miles (240 km2), making it the largest city in the county by land area.

    Biking, golf, hiking, horseback riding, swimming, and tennis in the nearby desert and mountain areas are major forms of recreation in Palm Springs. The city is also known for its mid-century modern architecture, design elements, and arts and cultural scene

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Palm Springs CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Palm Springs CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Palm Springs CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Palm Springs CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Palm Springs CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.