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Mortgage Broker Paradise CA

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    Are likely you looking For a Fantastic Local Mortgage Broker in Paradise CA

    Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005.Mortgage Broker Paradise CA Happy Investment Inc concentrating on both residential and commercial Mortgage loans. Our dedicated team invites 20 years of shared real estate experience in the financing business. Call us Today at 530-413-8909. Get a FREE Quote.

    Mortgage Broker Sherman Oaks CA

    Mortgage Broker Paradise CA

    Our Organization has many Mortgage plans feature very competitive rates of interest, low down payment requirements, versatile underwriting standards, Each of these features is formed to make your Mortgage Loan more affordable. Mortgage Broker Paradise CA

    Our priority is to provide effective rates and low fees.
    we walk you with the help of the overall mortgage process.
    Close on time without having surprises.
    We make sure you understand exactly what we are engaging in and why.
    We help you attain the most ideal Mortgage program. Transnational Funding

    Mortgage Broker Paradise CA Our specialty is providing funding to people with complicated financial Situations. Our ultimate goal is to create long-lasting relationships with each of my clients so that We may continue delivering superb Mortgage service for many years to come.

    Navigating Mortgage Horizons – Your Partners in Paradise, CA’s Property Landscape!

    Navigate the vast horizons of mortgages with your trusted partners in Paradise, CA’s dynamic property landscape. Beyond being mere service providers, we’re your navigational compass in the world of real estate financing. Our experienced team is dedicated to understanding your goals and crafting tailored solutions that align with your objectives. From application to closing, we ensure that every step leads you closer to property prosperity. Ready to embark on this journey? Connect with us at Tel 530-413-8909 or make use of our streamlined online application – and let’s navigate your mortgage horizons together.

    Contact Us :

    HII Mortgage Loans Paradise CA
    3922 Pentz Rd # 2,
    Paradise, CA 95969
    Phone: 530-413-8909
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-paradise-ca/

    Choose reliable Mortgage Broker Loan Programs in Paradise CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Finance
    Reverse Mortgage Finances
    Home Purchase Loans
    Home Refinance Loans
    Home Equity Lending
    Cash Out Home Finance
    FHA Loans/ VA Finance
    Hard Money Lending
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Lending
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Lending
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Whether you’re a very first time home buyer or an Experience Investors. You’ve found the right place Call us Today To acquire A Free Quote. Call 530-413-8909

    Since 2005 Happy Investments Inc has quickly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s founding purpose to ensure competitive products with the most ideal rates and service. Mortgage Broker Paradise CA  Our staff has many years of prior experience and knowledge working in this industry, and we can say with confidence that we will get the job done right. Second Mortgage

    we manage for the sole purpose of giving low-cost mortgage financing to all qualified clients. Founded in California during the peak of the economic crisis, our commitment to client service assures a hassle-free and financially extremely satisfying consumer experience.

    By preserving a vast network of banking relationships, we have easy access to the absolute most favorable terms available for every specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lending institutions and private finance sources.

    Our team has worked for decades in behalf of property owners like you. We have connections with local lenders who know this market and understand the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These intimate relationships can help you get the funding you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to very carefully guide you through the home loan process so that you can confidently select the most effective mortgage for you and your family from the many mortgage options that are available today. After you choose the loan that is best for you, we will work consistently in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Take advantage of our expertise in the Mortgage Finance industry by applying online today. You will get that the skill, professionalism, and factor to consider we give to each of our clients makes getting your home loan a worthwhile undertaking.

    Contact us today 530-413-8909 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

    Our service providers are skilled in the areas of any type of Property Mortgage Funding. The more dependable we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the advantage and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Paradise CA:

    Hard Money Finance
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    Project Video

    About Paradise, California:

    Paradise is an incorporated town in Butte County, California. It is located in the Sierra Nevada foothills above the northeastern Sacramento Valley. The town is statistically classified within the Chico Metropolitan Area.The first post office was established at Paradise in 1877; it closed for a time in 1911, but was re-established later that year, when the post office at Orloff was closed.

    Paradise incorporated in 1979. For many years, the Butte County Railroad operated trains along the ridge, serving mines and sawmills.The town of Paradise is 10 miles (16 km) east of Chico and 85 miles (137 km) north of Sacramento. The population was 26,283 as of 2013, down from 26,408 at the 2000 census. According to the United States Census Bureau, the town has a total area of 18.3 square miles (47 km2), over 99% of it land.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Paradise CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Paradise CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Paradise CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Paradise CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Paradise CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.