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Mortgage Broker Pomona CA

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    Are truly you searching for a Great Local Mortgage Broker in Pomona CA

    Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005. Mortgage Broker Pomona CA Happy Investment Inc specializes in both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of united real estate experience in the mortgage business. Call us Today at 909-417-2779. Get a FREE Quote.

    Mortgage Broker Pomona CAOur Company has many Mortgage methods that feature very competitive interest rates, low down payment requirements, and versatile underwriting procedures, Each of these features is created to make your Mortgage Loan more very affordable. Mortgage Broker Pomona CA

    Our concern is to ensure fantastic rates and low fees.
    we walk you through the whole mortgage process.
    Close on time without any surprises.
    We ensure you understand exactly what we are handling and why.
    We help you obtain the most ideal Mortgage program. adjustable-rate mortgage

    Mortgage Broker Pomona CA Our specialty is providing financing to people with complicated financial Situations. Our utmost goal is to create enduring relationships with each of our clients to make sure that We may continue delivering excellent Mortgage service for a long period of time to come. buying a house with no down payment

    Empowering Homeownership Dreams: Your Premier Choice for Mortgage Brokerage in Pomona, CA

    At our Mortgage Brokerage in Pomona, CA, we take immense pride in being your ultimate ally on the path to homeownership. With a profound understanding of the local real estate landscape, we offer bespoke solutions that cater to your mortgage needs. Our dedicated team ensures rapid approvals and funding, transforming your aspirations into tangible reality. Whether you’re eyeing your first house, a lucrative investment, or a refinancing opportunity, our unwavering commitment and competitive rates set us apart. Experience the ease of initiating a prompt online application or connect with us directly at Tel 909-417-2779. Secure your tomorrow by partnering with a mortgage brokerage that values your homeownership dreams.

    Contact Us :

    Happy Investments, Inc. Pomona CA
    2869 Providence Way # A
    Pomona, Ca 91767
    Phone: 909-417-2779
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-pomona-ca/

    Choose desired Mortgage Broker Loan Programs in Pomona CA

    We specialise in the following Mortgage Loans:

    Jumbo Home Finance
    Reverse Mortgage Lendings
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Finance
    Cash Out Home Loans
    FHA Loans/ VA Lending
    Hard Money Loans
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Finance
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    No matter if you’re a very first time home buyer or an Experience Investors. You’ve found the right place Call us Today To become A Free Quote. Call 909-417-2779

    Since 2005 Happy Investments Inc has quickly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s founding purpose to ensure competitive products with the most ideal rates and service. Our staff has years of practical experience and knowledge working with this industry, and we can say with confidence that we will get the job done right.

    we manage for the sole purpose of offering low-cost mortgage lending to all qualified clients. Established in California during the peak of the financing crisis, our commitment to client service ensures a hassle-free and financially satisfactory consumer experience.

    By maintaining a vast network of banking relationships, we have easy access to the most favorable terms available for each specific loan scenario. Our network includes the largest financial business, smaller regional banks, portfolio loan providers and private loan sources.

    Our team has worked for decades for property owners like you. We have connections with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These connections can help you get the lending you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Mortgage Broker Pomona CA Our goal is to thoroughly guide you through the home mortgage process, so that you can confidently select the most effective mortgage for you and your family from the many mortgage options that are available today. After you decide on the loan that is best for you, we will work continually in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Make the most of our expertise in the Mortgage Loaning industry by applying on-line today. You will identify that the skill, professionalism, and factor to consider we offer to each of our clients makes getting your home loan a worthwhile endeavor.

    Contact us today 909-417-2779 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

    Our service business are skilled in the areas of any type of Property Mortgage Funding. The more reliable we can get your to fill on line form, the quicker we can get you authorized and funded. Don’t delay– do the good thing and call our Real Estate Mortgage fundings organization today.

    Our company Also Offer in Pomona CA:

    Hard Money Finance
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Pomona, CA

    Pomona is a city in Los Angeles County, California, United States. Pomona is located in the Pomona Valley, between the Inland Empire and the San Gabriel Valley. As of the United States Census, the city’s population was The main campus of California State Polytechnic University, Pomona, also known as Cal Poly Pomona, lies mostly within Pomona’s city limits.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Pomona CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Pomona CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Pomona CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Pomona CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Pomona CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.