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Mortgage Broker Santa Clara CA

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    Are you seeking a Good Local Mortgage Broker in Santa Clara CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005. Mortgage Broker Santa Clara CA specializing in both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of united real estate experience in the mortgage business. Call us Today at 669-223-8669. Get a FREE Quote.

    Mortgage Broker Santa Clara CA

    Mortgage Broker Santa Clara CA

    Our Establishment has many Mortgage programs that provide challenging interest rates, low down payment requirements, and versatile underwriting guidelines, Each of these features is created to make your Mortgage Loan more very affordable.

    Our concern is to present excellent rates and low fees.
    we walk you through the entire mortgage process.
    Close on time without having surprises.
    We make certain that you understand exactly what we are executing and why.
    We help you obtain the Best Mortgage program.

    Mortgage Broker Santa Clara CA Our specialty is providing financing to people with complicated financial Situations. Our utmost goal is to create lasting relationships with each of our clients to ensure We may continue delivering amazing Mortgage service for several years to come. finance real estate

    Navigating Real Estate Success in Santa Clara, CA: Your Trustworthy Mortgage Guide

    Embark on a journey of real estate achievement in Santa Clara, CA, with the unwavering guidance of our trustworthy Mortgage Guide. Empowered by a profound understanding of local dynamics, we curate mortgage solutions that mirror your needs with precision. Navigate the path to swift approval and funding through our adept team, all while benefiting from competitive rates and an unrelenting commitment to your satisfaction. Whether you’re a first-time homebuyer, an astute investor, or exploring mortgage refinancing, our support remains steadfast. Begin your journey seamlessly through our intuitive online application or contact us directly at Tel 669-223-8669. Traverse the road to real estate success with the dependable Mortgage Guide in Santa Clara, CA.

    Contact Us :

    Happy Investments, Inc. Santa Clara CA
    2010 El Camino Real Suite 1015-N
    Santa Clara, CA 95050
    Phone: 669-223-8669
    E-mail: shallowfinance10@gmail.com
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-santa-clara-ca/

    Choose desired Mortgage Broker Loan Programs in Santa Clara CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Finances
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Loans
    Cash Out Home Loans
    FHA Loans/ VA Lending
    Hard Money Lending
    Home Equity Lending
    Second 2nd Mortgage Loans
    Commercial Loans
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    Mortgage Broker Santa Clara CA No matter if you’re a very first time home buyer or an Experience Investors. Look no further Call us Today To acquire A Free Quote. Call 669-223-8669

    Since 2005 Happy Investments Inc has rapidly become a relied on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to give competitive products with the most ideal rates and service. Our staff has many years of experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right. Mortgage Broker Santa Clara CA

    we control for the sole purpose of providing low-cost mortgage funding to all qualified clients. Founded in California during the peak of the financing crisis, our commitment to customer service assures a hassle-free and financially satisfying consumer experience.

    By sustaining a vast network of banking relationships, we have access to among the most favorable terms available for each specific loan scenario. Our network includes the largest financial business, smaller regional banks, portfolio loan providers and private loan sources.

    Our team has worked for decades for building owners like you. We have connections with local lenders who know this market and comprehend the needs of midsize and smaller building owners throughout the City’s neighborhoods. These intimate relationships can help you get the funding you need. commercial property rates

    our mission is to set a high standard in the mortgage industry. We are committed to quality client service – putting the people we serve first. Our goal is to carefully guide you through the mortgage process so that you can confidently select the greatest mortgage for you and your family from the numerous mortgage options that are available today. After you pick out the loan that is best for you, we will work continually on your behalf to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Loan industry by applying online today. You will discover that the skill, professionalism, and consideration we provide for each of our clients make getting your loan a worthwhile undertaking.

    Call us today 669-223-8669 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy Mortgage Broker Santa Clara CA

    Our service sources are skilled in the areas of any sort of Property Mortgage Funding. The more reliable we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the advantage and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Santa Clara CA:

    Hard Money Loans
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Santa Clara, California:

    Santa Clara County, officially the County of Santa Clara, is California’s 6th most populous county, with a population was 1,781,642, as of the 2010 census. The county seat and largest city is San Jose, the 10th most populous city in the United States and California’s 3rd most populous city.

    Home to Silicon Valley, Santa Clara County is a global economic center for high technology and has the third highest GDP per capita in the world (after Zurich, Switzerland and Oslo, Norway), according to the Brookings Institution. The county’s concentration of wealth, primarily due to the tech industry, has made it the most affluent county on the West Coast of the United States and one of the most affluent places in America

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Santa Clara CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Santa Clara CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Santa Clara CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Santa Clara CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Santa Clara CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.