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Mortgage Broker Seal Beach CA

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    Are truly you searching for an Ideal Local Mortgage Broker in Seal Beach CA

    Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005. Mortgage Broker Seal Beach CA Happy Investment Inc concentrates on both residence and commercial Mortgage loans. Our dedicated team has over 20 years of shared real estate experience in the lending business. Call us Today at 562-930-1539. Get a FREE Quote.

    Mortgage Broker Seal Beach CA

    Mortgage Broker Seal Beach CA

    Our Firm has many Mortgage programs that provide competitive interest rates, low down payment requirements, and versatile underwriting procedures, Each of these features is crafted to make your Mortgage Loan more cost-effective.

    Our priority is to ensure great rates and low fees.
    we walk you through the entire mortgage process.
    Close on time without any surprises.
    We make sure you understand exactly what we are handling and why.
    We help you acquire the most reliable Mortgage program.

    Mortgage Broker Seal Beach CA Our specialty is providing financing to people with complicated financial Situations. Our utmost goal is to create long-lasting relationships with each of my clients so that We may continue providing excellent Mortgage service for many years to come. hard money lender rates

    Seal Beach, CA’s Unrivaled Mortgage Partner: Elevating Your Real Estate Dreams

    Elevate your real estate dreams in Seal Beach, CA, with the unwavering partnership of our unrivaled Mortgage Services. Guided by an intricate understanding of local nuances, we tailor mortgage solutions that harmonize perfectly with your goals. Propel yourself toward approval and funding through our proficient team, all while benefiting from competitive rates and a relentless commitment to your contentment. Whether you’re a first-time homebuyer, an astute investor, or contemplating mortgage refinancing, our support remains steadfast. Begin your journey effortlessly through our streamlined online application or connect with us directly at Tel 562-930-1539. Embrace the pinnacle of mortgage partnership for your real estate ambitions in Seal Beach, CA.

    Contact Us :

    Happy Investments Inc. Seal Beach CA
    1077 Pacific Coast Highway Suite 271G,
    Seal Beach, CA 90740
    Phone: 562-930-1539
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-seal-beach-ca/

    Choose leading Mortgage Broker Loan Programs in Seal Beach CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Loans
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Lending
    Cash Out Home Finance
    FHA Loans/ VA Lending
    Hard Money Loans
    Home Equity Finance
    Second 2nd Mortgage Finance
    Commercial Loans
    Bank Statement Home Finance
    Home Improvement
    First Time Home Buyers
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    Regardless of whether you’re a very first time home buyer or an Expertise Investors. Look no further Call us Today To Get A Free Quote. Call 562-930-1539 Mortgage Broker Seal Beach CA

    Since 2005 Happy Investments Inc has swiftly become a relied on name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our clients are the driving force behind what we do, and it is the Company’s starting purpose to provide competitive products with the most effective rates and service. Our staff has years of practical experience and knowledge working here in this industry, and we can say with confidence that we will get the job done right.Mortgage Broker Seal Beach CA

    we operate for the sole purpose of giving low-cost mortgage lending to all qualified clients. Established in California during the peak of the financing crisis, our commitment to client service ensures a hassle-free and financially fulfilling consumer experience.

    By managing a vast network of banking relationships, we have availability to the absolute most favorable terms available for every specific loan scenario. Our network includes the largest financial institutes, smaller regional banks, portfolio loan providers and private loaning sources.

    Our team has worked for decades on behalf of building owners like you. We have relationships with local lenders who know this market and understand the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These connections can help you get the lending you need. hard money business loans

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you pick out the loan that is best for you, we will work continuously in your place to help you achieve your dream of homeownership. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Loaning industry by applying on-line today. You will find that the skill, professionalism, and things to consider we give to each of our clients makes getting your financing a worthwhile endeavor.

    Contact us today 562-930-1539 for a free, customized consultation. You can also apply online. It is fast, secure, and easy

    Our service sources are skilled in the areas of any type of Property Mortgage Funding. The more dependable we can get your to fill on line form, the quicker we can get you authorized and funded. Don’t delay– do the advantage and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Seal Beach CA:

    Hard Money Lending
    Home Equity Lending
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Finance Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Seal Beach, California:

    Seal Beach is a city in Orange County, California. As of the census, the population was up from at the census. Seal Beach is located in the westernmost corner of Orange County. To the northwest, just across the border with Los Angeles County, lies the city of Long Beach and the adjacent San Pedro Bay. To the southeast are Huntington Harbour, a neighborhood of Huntington Beach, and Sunset Beach, also part of Huntington Beach. To the east lie the city of Westminster and the neighborhood of West Garden Grove, part of the city of Garden Grove. To the north lie the unincorporated community of Rossmoor and the city of Los Alamitos. A majority of the city’s acreage is devoted to the Naval Weapons Station Seal Beach military base according to the United States Census Bureau, the city has a total area of square miles. square miles of it is land and square miles of it is water.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Seal Beach CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Seal Beach CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Seal Beach CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Seal Beach CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Seal Beach CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.