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Mortgage Broker Simi Valley CA

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    Are you searching for a Friendly Local Mortgage Broker in Simi Valley CA

    Happy Investments Inc has been a Mortgage Broker and loan provider serving California since 2005. Mortgage Broker Simi Valley CA  Happy Investment Inc specializes in both residential and commercial Mortgage loans. Our dedicated team has more than 20 years of combined real estate experience in the finance business. Call us Today at 805-206-3525. Get a FREE Quote.

    Mortgage Broker Simi Valley CA

    Mortgage Broker Simi Valley CA

    Our Company has many Mortgage programs including affordable rates of interest, low down payment requirements, and versatile underwriting guidelines, Each of these features is crafted to ensure your Mortgage Loan is more reasonably priced.

    Our preference is to present excellent rates and low fees.
    we walk you with the help of the complete mortgage process.
    Close on time without any surprises.
    We ensure you understand exactly what we are handling and why.
    We help you find the most suitable Mortgage program. Mortgage Broker Simi Valley CA

    Our specialization is providing funding to people with confusing financial Situations. Our ultimate goal is to create long-lasting relationships with each of my clients to ensure that We may continue offering outstanding Mortgage service for a long period of time to come. Mortgage Broker Simi Valley CA

    Simi Valley, CA’s Mortgage Masters: Crafting Your Pathway to Real Estate Victory

    Navigate your pathway to real estate victory in Simi Valley, CA, with the expertise of our Mortgage Masters. Rooted in an in-depth understanding of local intricacies, we design mortgage solutions that perfectly align with your ambitions. Propel yourself toward approval and funding through our adept team, all while accessing competitive rates and an unwavering commitment to your satisfaction. Whether you’re a first-time homebuyer, a shrewd investor, or considering mortgage refinancing, our support knows no bounds. Initiate your journey effortlessly through our user-friendly online application or contact us directly at Tel 805-206-3525. Secure your real estate victory with the guidance of Simi Valley, CA’s Mortgage Masters.

    Contact Us :

    Happy Investments Inc Simi Valley CA
    1792 Erringer Rd Suite 1012C,
    Simi Valley, CA 93065
    Phone: 805-206-3525
    Email: greyblackfunding55@gmail.com
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-simi-valley-ca/

    Choose amazing Mortgage Broker Loan Programs in Simi Valley CA

    We provide services for the following Mortgage Loans:

    Jumbo Home Loans
    Reverse Mortgage Lendings
    Home Purchase Loans
    Home Refinance Lending
    Home Equity Lending
    Cash Out Home Finance
    FHA Loans/ VA Finance
    Hard Money Loans
    Home Equity Lending
    Second 2nd Mortgage Lending
    Commercial Loans
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Lending
    Transactional Funding
    Rehab/Construction & Investment Finance
    And Much, Much More!

    Mortgage Broker Simi Valley CA Regardless of whether you’re a first time home buyer or an Expertise Investors. Look no more Call us Today To Get A Free Quote. Call 805-206-3525 hard equity lenders

    Since 2005 Happy Investments Inc has promptly become a relied on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s beginning purpose to deliver competitive products with the best rates and service. Our staff has many years of experience and knowledge working within this industry, and we can say with confidence that we will get the job done right.

    we operate for the sole purpose of giving low-cost mortgage lending to all qualified clients. Founded in California during the peak of the financial crisis, our commitment to customer service assures a hassle-free and financially pleasurable consumer experience. hard money real estate

    By managing a vast network of banking relationships, we have easy access to the absolute most favorable terms available for each specific loan scenario. Our network is composed of the largest financial firms, smaller regional banks, portfolio loan providers and private loaning sources.

    Our team has worked for decades in behalf of property owners like you. We have relationships with local lenders who know this market and comprehend the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These relationships can help you get the financing you need. money to loan on real estate

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to very carefully guide you through the home mortgage process so that you can confidently select the most effective mortgage for you and your family from the various mortgage options that are available today. After you decide the loan that is best for you, we will work consistently on your behalf to help you achieve your desire for homeownership. To Get a Free Quote. Click Here

    Make the most of our expertise in the Mortgage Financing industry by applying online today. You will identify that the skill, professionalism, and things to consider we provide for each of our clients make getting your funding a worthwhile endeavor.

    Contact us today 805-206-3525 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service firms are skilled in the areas of any variety of Property Mortgage Funding. The more efficient we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the good thing and call our Real Estate Mortgage finances organization today.

    Our company Also Offer in Simi Valley CA:

    Hard Money Lending
    Home Equity Lending
    Second 2nd Mortgage Lending
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    About Simi Valley California:

    The city of Simi Valley in the eponymous valley, is in the southeast corner of Ventura County, California, United States, 40 miles from downtown Los Angeles, making it part of the Greater Los Angeles Area. The city sits next to Thousand Oaks, Moorpark, and Chatsworth. The city’s 2019 population has been estimated at up from . The city of Simi Valley is surrounded by the Santa Susana Mountain range and the Simi Hills, west of the San Fernando Valley, and northeast of the Conejo Valley. It grew as a commuter bedroom community for the cities in the Los Angeles area and the San Fernando Valley when a freeway was built over the Santa Susana Pass.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Simi Valley CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Simi Valley CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Simi Valley CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Simi Valley CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Simi Valley CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.