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MORTGAGE BROKER TEMECULA CA

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ARE POSSIBLY YOU SEARCHING FOR AN OUTSTANDING LOCAL MORTGAGE BROKER IN TEMECULA CA

Happy Investments Inc has been a Mortgage Broker and finance company serving California since 2005. Mortgage Broker Temecula CA specializing in both residential and commercial Mortgage loans. Our dedicated team has over 20 years of shared real estate experience in the loan business. Call us Today at 951-428-3289. Get a FREE Quote.

Our Establishment has many Mortgage programs including very competitive interest rates, low down payment requirements, and flexible underwriting procedures, Each of these features is formed to make your Mortgage Loan more very affordable.

Our priority is to provide effective rates and low fees.
we walk you through the whole mortgage process.
Close on time without surprises.
We make certain that you understand exactly what we are handling and why.
We help you find the most suitable Mortgage program.

Mortgage Broker Temecula CA Our specialization is providing financing to people with confusing financial Situations. Our ultimate goal is to create sustainable relationships with each of my clients to ensure that We may continue providing excellent Mortgage service for several years to come.

Your TEMECULA, CA Mortgage Solution: Shaping Real Estate Accomplishments

Shape your real estate accomplishments in TEMECULA, CA, with the unwavering support of our Mortgage Solution. Guided by a profound understanding of local dynamics, we craft mortgage solutions that intricately align with your objectives. Propel yourself toward swift approval and funding through our adept team, all while benefiting from competitive rates and an unwavering dedication to your satisfaction. Whether you’re a first-time homebuyer, a seasoned investor, or contemplating mortgage refinancing, our support knows no bounds. Begin your journey effortlessly through our streamlined online application or reach us directly at Tel 951-428-3289. Embrace the definitive mortgage solution for your real estate pursuits in TEMECULA, CA.

Contact Us :

Happy Investments, Inc. Temecula CA
33353 Temecula Parkway, Ste. 104-354C
Temecula, CA 92592
phone : 951-428-3289
Website: https://www.happyinvestmentsinc.com/mortgage-broker-temecula-ca/

Choose leading Mortgage Broker Loan Programs in Temecula CA

We specialize in the following Mortgage Loans:

Jumbo Home Loans
Reverse Mortgage Loans
Home Purchase Finance
Home Refinance Finance
Home Equity Loans
Cash Out Home Finance
FHA Loans/ VA Finance
Hard Money Loans
Home Equity Loans Mortgage Broker Temecula CA
Second 2nd Mortgage Loans
Commercial Lending
Bank Statement Home Lending
Home Improvement
First Time Home Buyers
Vacant Lands Finance
Transactional Funding
Rehab/Construction & Investment Loans
And Much, Much More!

Mortgage Broker Temecula CA Regardless of whether you’re a very first time home buyer or an Expertise Investors. Look no further Call us Today To acquire A Free Quote. Call 951-428-3289

Since 2005 Happy Investments Inc has promptly become a trusted name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to give competitive products with the most ideal rates and service. Our staff has years of practical experience and knowledge working with this industry, and we can say with confidence that we will get the job done right. hard money loans

we manage for the sole purpose of giving low-cost mortgage lending to all qualified clients. Established in California during the peak of the financing crisis, our commitment to customer service assures a hassle-free and financially satisfying consumer experience. bad credit mortgage loans guaranteed approval

By sustaining a vast network of banking relationships, we have access to one of the most favorable terms available for each and every specific loan scenario. Our network includes the largest financial institutes, smaller regional banks, portfolio lenders and private financing sources.

Our team has helped decades for building owners like you. We have connections with local lenders who know this market and understand the needs of midsize and smaller facility owners throughout the City’s neighborhoods. These connections can help you get the loan you need. second mortgage

our mission is to set a high standard in the mortgage industry. We are committed to quality customer care – putting the people we serve first. Our goal is to very carefully guide you through the home mortgage process so that you can confidently select the very best mortgage for you and your family from the various mortgage options that are available today. After you choose the loan that is best for you, we will work constantly on your behalf to help you achieve your long for homeownership. To Get a Free Quote. Click Here

Benefit from our expertise in the Mortgage Lending industry by applying online today. You will experience that the skill, professionalism, and factor to consider we provide for each of our clients makes getting your finance a worthwhile undertaking.

Give us a call today 951-428-3289 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

Our service companies are skilled in the areas of any variety of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

Our company Also Offer in Temecula CA:

Hard Money Lending
Home Equity Loans
Second 2nd Mortgage Finance
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

About Temecula , California:

Town Temecula, the Temecula Valley Polo Club, the Temecula Valley Balloon & Wine Festival, the Temecula Valley International Film Festival, championship golf courses, and resort accommodations for tourists which contribute to the city’s economic profile. It is part of the Greater Los Angeles area.

The city of Temecula, forming the southwestern anchor of the Inland Empire region, is approximately 58 miles north of downtown San Diego and 85 miles southeast of downtown Los Angeles. Temecula is bordered by the city of Murrieta to the north and the Pechanga Indian Reservation and San Diego County to the south. Temecula had a population of 100,097 during the 2010 census[12] and an estimated population of 114,761 as of July 1, 2019.It was incorporated on December 1, 1989.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in TEMECULA CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in TEMECULA CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in TEMECULA CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in TEMECULA CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in TEMECULA CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.