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Mortgage Broker Moreno Valley CA

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Happy Investments Inc has been a Mortgage Broker and lender serving California since 2005.Mortgage Broker Moreno Valley CA Happy Investment Inc concentrating on both residential and commercial Mortgage loans. Our dedicated team invites 20 years of consolidated real estate experience in the finance business. Call us Today at 951-379-3402. Get a FREE Quote.

Our Firm has many Mortgage programs provide competitive interest rates, low down payment requirements, versatile underwriting procedures, Each of these features is crafted to ensure your Mortgage Loan more cost-effective.

Our concern is to provide fantastic rates and low fees.
we walk you through the overall mortgage process.
Close on time without surprises.Mortgage Broker Moreno Valley CA
We make certain that you understand exactly what we are doing and why.
We help you attain the Best Mortgage program.

Mortgage Broker Moreno Valley CA Our specialization is providing funding to people with confusing financial Situations. Our utmost goal is to create sustainable relationships with each of my clients so that We may continue offering effective Mortgage service for many years to come. personal loans for people with bad credit

Transforming Visions into Realities – Your Trusted Mortgage Allies in Moreno Valley, CA!

Transform your visions into realities with the guidance of your trusted mortgage allies in Moreno Valley, CA. We’re not just brokers; we’re your partners in property success. Our expertise lies in understanding your aspirations and providing solutions that resonate. With a commitment to transparency and efficiency, we ensure your journey is both informed and seamless. Whether you’re purchasing your dream home or building an investment portfolio, take the first step by reaching us at Tel 951-379-3402 or utilizing our intuitive online application – and let’s embark on this transformative journey together.

Contact Us :

Happy Investments, Inc. Moreno Valley CA
14910 Perris Blvd, Ste B # 261-F
Moreno Valley, CA 92553
Phone: 951-379-3402
Website: https://www.happyinvestmentsinc.com/mortgage-broker-moreno-valley-ca/

Choose leading Mortgage Broker Loan Programs in Moreno Valley CA

We provide services for the following Mortgage Loans:

Jumbo Home Lending
Reverse Mortgage Loans
Home Purchase Lending
Home Refinance Lending
Home Equity Lending
Cash Out Home Loans
FHA Loans/ VA Loans
Hard Money Loans
Home Equity Finance
Second 2nd Mortgage Lending
Commercial Lending
Bank Statement Home Finance
Home Improvement
First Time Home Buyers
Vacant Lands Loans
Transactional Funding
Rehab/Construction & Investment Lending
And Much, Much More!

No matter if you’re a first time home buyer or an Experience Investors. You’ve found the right place Call us Today To Become A Free Quote. Call 951-379-3402

Since 2005 Happy Investments Inc has rapidly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s starting purpose to give competitive products with the most effective rates and service. Our staff has years of prior experience and knowledge working in this particular industry, and we can say with confidence that we will get the job done right.

we manage for the sole purpose of furnishing low-cost mortgage lending to all qualified clients. Established in California during the peak of the financing crisis, our commitment to client service makes sure a hassle-free and financially fulfilling consumer experience.

By preserving a vast network of banking relationships, we have availability to the absolute most favorable terms available for each specific loan scenario. Our network includes the largest financial business, smaller regional banks, portfolio financial institutions and private loaning sources.

Our team has helped decades in behalf of property owners like you. We have intimate relationships with local lenders who know this market and understand the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These relationships can help you get the lending you need. lowest mortgage rates

our mission is to set a high standard in the mortgage industry. We are committed to quality customer support – putting the people we serve first. Our goal is to very carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the numerous mortgage options that are available today. After you select the loan that is best for you, we will work continually in your place to help you achieve your long for homeownership. To Get a Free Quote. Click Here

Benefit from our expertise in the Mortgage Finance industry by applying online today. You will identify that the skill, professionalism, and factor to consider we give to each of our clients makes getting your loan a worthwhile endeavor.

Contact us today 951-379-3402 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy

Our service organizations are skilled in the areas of any type of Property Mortgage Funding. The more dependable we can get your to fill online form, the quicker we can get you endorsed and funded. Don’t delay– do the advantage and call our Real Estate Mortgage fundings organization today.

Our company Also Offer in Moreno Valley CA:

Hard Money Lending
Home Equity Lending
Second 2nd Mortgage Lending
Commercial Residential Mortgage Funding
Bank Statement Home Loans Self Employed
Home Buyer Down Payment Assistance Financing Program
Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
Rehab Construction Fix Flip Loans Finances

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ABOUT Moreno Valley, CA

Moreno Valley is a city located in Riverside County, California, and is part of the Riverside-San Bernardino-Ontario Metropolitan Area. A relatively young city, its rapid growth from the late to the early made it the second-largest city in Riverside County by population, and one of the Inland Empire’s population centers. As of the census,the population was . The city is closely tied to Riverside, California, the county seat and largest city in the county, which borders Moreno Valley directly to the west. Moreno Valley is also part of the Greater Los Angeles area.

FAQ

When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Moreno Valley CA?

Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

What Is a Hard Money Loan in Moreno Valley CA?

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

How a Hard Money Loan Works in Moreno Valley CA?

Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

How Do I Qualify for a Hard Money Loan in Moreno Valley CA?

Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

Can I Refinance a Hard Money Loan in Moreno Valley CA?

Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.