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MORTGAGE BROKER WHITTIER CA

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    ARE POSSIBLY YOU SEARCHING FOR A REALLY GOOD LOCAL MORTGAGE BROKER IN WHITTIER CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005.Mortgage Broker Whittier CA  Happy Investment Inc specializes in both residential and commercial Mortgage loans. Our dedicated team invites 20 years of shared real estate experience in the home loan business. Call us Today at 562-567-0880. Get a FREE Quote.

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    Mortgage Broker Whittier CA

    Our Organization has many Mortgage programs that provide affordable rates of interest, low down payment requirements, and flexible underwriting guidelines, Each of these features is created to ensure your Mortgage Loan is more reasonably priced.

    Our priority is to present reliable rates and low fees.
    we walk you through the overall mortgage process.
    Close on time in the absence of surprises. Mortgage Broker Whittier CA
    We ensure you understand exactly what we are engaging in and why.
    We help you get the most effective Mortgage program.

    Mortgage Broker Whittier CA Our specialization is providing funding to people with complicated financial Situations. Our utmost goal is to create lasting relationships with each of our clients so that We may continue delivering outstanding Mortgage service for a long period of time to come.

    Empowering Your Real Estate Dreams in WHITTIER, CA: Choose Our Mortgage Expertise

    Empower your journey through the WHITTIER, CA real estate landscape with the unmatched expertise of our Mortgage Services. Rooted in an intricate understanding of local dynamics, we meticulously design mortgage solutions that seamlessly align with your aspirations. Propel yourself toward swift approval and funding through our adept team, all while enjoying competitive rates and an unwavering dedication to your satisfaction. Whether you’re venturing into homeownership, seeking strategic investments, or exploring mortgage refinancing, our commitment remains steadfast. Begin your journey effortlessly through our user-friendly online application or contact us directly at Tel 562-567-0880. Choose the epitome of mortgage expertise for your real estate journey in WHITTIER, CA.

    Contact Us :

    Hii Mortgage Loans Whittier CA
    10135 Gunn Ave # 101,
    Whittier, CA 90605
    Phone: 562-567-0880
    Website: https://www.happyinvestmentsinc.com/mortgage-broker-whittier-ca/

    Choose reliable Mortgage Broker Loan Programs in Whittier CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Finances
    Home Purchase Finance
    Home Refinance Lending
    Home Equity Finance
    Cash Out Home Loans
    FHA Loans/ VA Finance
    Hard Money Loans
    Home Equity Finance
    Second 2nd Mortgage Lending
    Commercial Loans
    Bank Statement Home Lending
    Home Improvement
    First Time Home Buyers
    Vacant Lands Loans
    Transactional Funding
    Rehab/Construction & Investment Lending
    And Much, Much More!

    Mortgage Broker Whittier CA Whether you’re a first time home buyer or an Expertise Investors. Look no further Call us Today To acquire A Free Quote. Call 562-567-0880

    Since 2005 Happy Investments Inc has promptly become a depended on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to deliver competitive products with the most effective rates and service. Our staff has many years of practical experience and knowledge working with this industry, and we can say with confidence that we will get the job done right. hard money loans

    we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. Founded in California during the peak of the financing crisis, our commitment to client service ensures a hassle-free and financially satisfactory consumer experience hard money investors. 

    By maintaining a vast network of banking relationships, we have availability to among the most favorable terms available for each and every specific loan scenario. Our network includes the largest financial institutions, smaller regional banks, portfolio loan providers and private loan sources.

    Our team has helped decades for property owners like you. We have intimate relationships with local lenders who know this market and comprehend the needs of midsize and smaller structure owners throughout the City’s neighborhoods. These intimate relationships can help you get the finance you need.

    our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the greatest mortgage for you and your family from the numerous mortgage options that are available today. After you pick out the loan that is best for you, we will work continually on your behalf to help you achieve your long for homeownership. To Get a Free Quote. Click Here

    Make use of our expertise in the Mortgage Finance industry by applying online today. You will experience that the skill, professionalism, and things to consider we offer to each of our clients make getting your home loan a worthwhile undertaking.

    Give us a call today 562-567-0880 for a free, individualized consultation. You can also apply online. It is fast, secure, and easy

    Our service providers are skilled in the areas of any kind of Property Mortgage Funding. The more effective we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage financings organization today.

    Our company Also Offer in Whittier CA:

    Hard Money Lending
    Home Equity Lending
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Loans Provider First Time Home Buyers FHA Mortgage Loans Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

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    About Whittier, California:

    Whittier is a city in Southern California located within Los Angeles County, California. As of the United States Census, the city had a population reflecting an increase from the counted in the Census and encompasses square miles. Like nearby Montebello, the city constitutes part of the Gateway Cities. Whittier was incorporated in February and became a charter city. The city is named for the poet John Greenleaf Whittier and is home to Whittier College. Whittier’s Redevelopment Agency has numerous projects underway to revitalize the community. This includes project near the historic Hoover Hotel.

    The Whittwood Town Center anchored by JC Penney, Target, Sears, Vons, and Kohl’s has made way for Red Robin and Chick-fil-A. The city still waits to attract more well known businesses and open new residential town homes with the revival of its Uptown district.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in WHITTIER CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in WHITTIER CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in WHITTIER CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in WHITTIER CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in WHITTIER CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.